LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,659
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,732
−HK$2,107/mo
Today · 4.125%
HK$70,839
baseline
▲ 0.50% · 4.625%
HK$75,149
+HK$4,310/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,678/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,157
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,146
−HK$2,018/mo
Today · 4.125%
HK$78,164
baseline
▲ 0.50% · 4.625%
HK$82,284
+HK$4,120/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,328/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,990
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$82,479
−HK$2,528/mo
Today · 4.125%
HK$85,007
baseline
▲ 0.50% · 4.625%
HK$90,179
+HK$5,172/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$170,014/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,989
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$91,375
−HK$2,421/mo
Today · 4.125%
HK$93,796
baseline
▲ 0.50% · 4.625%
HK$98,740
+HK$4,944/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$187,592/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,322
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$96,225
−HK$2,949/mo
Today · 4.125%
HK$99,174
baseline
▲ 0.50% · 4.625%
HK$105,209
+HK$6,035/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$198,348/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,820
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,604
−HK$2,825/mo
Today · 4.125%
HK$109,429
baseline
▲ 0.50% · 4.625%
HK$115,197
+HK$5,768/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$218,858/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,986
−HK$7,524/mo
▼ 0.25% · 3.875%
HK$123,718
−HK$3,792/mo
Today · 4.125%
HK$127,510
baseline
▲ 0.50% · 4.625%
HK$135,268
+HK$7,758/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$255,020/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,483
−HK$7,211/mo
▼ 0.25% · 3.875%
HK$137,063
−HK$3,631/mo
Today · 4.125%
HK$140,694
baseline
▲ 0.50% · 4.625%
HK$148,111
+HK$7,417/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$281,388/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,402 · Scale 2, in force from 26 Feb 2026)