LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,660
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,733
−HK$2,107/mo
Today · 4.125%
HK$70,840
baseline
▲ 0.50% · 4.625%
HK$75,150
+HK$4,310/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,680/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,158
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,147
−HK$2,018/mo
Today · 4.125%
HK$78,165
baseline
▲ 0.50% · 4.625%
HK$82,285
+HK$4,120/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,330/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,991
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$82,480
−HK$2,528/mo
Today · 4.125%
HK$85,008
baseline
▲ 0.50% · 4.625%
HK$90,180
+HK$5,172/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$170,016/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,990
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,376
−HK$2,422/mo
Today · 4.125%
HK$93,798
baseline
▲ 0.50% · 4.625%
HK$98,742
+HK$4,944/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$187,596/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,323
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$96,226
−HK$2,950/mo
Today · 4.125%
HK$99,176
baseline
▲ 0.50% · 4.625%
HK$105,210
+HK$6,034/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$198,352/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,821
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,606
−HK$2,824/mo
Today · 4.125%
HK$109,430
baseline
▲ 0.50% · 4.625%
HK$115,199
+HK$5,769/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$218,860/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,987
−HK$7,524/mo
▼ 0.25% · 3.875%
HK$123,720
−HK$3,791/mo
Today · 4.125%
HK$127,511
baseline
▲ 0.50% · 4.625%
HK$135,270
+HK$7,759/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$255,022/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,485
−HK$7,211/mo
▼ 0.25% · 3.875%
HK$137,065
−HK$3,631/mo
Today · 4.125%
HK$140,696
baseline
▲ 0.50% · 4.625%
HK$148,113
+HK$7,417/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$281,392/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,419 · Scale 2, in force from 26 Feb 2026)