LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,662
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,735
−HK$2,107/mo
Today · 4.125%
HK$70,842
baseline
▲ 0.50% · 4.625%
HK$75,153
+HK$4,311/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,684/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,161
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,150
−HK$2,017/mo
Today · 4.125%
HK$78,167
baseline
▲ 0.50% · 4.625%
HK$82,288
+HK$4,121/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,334/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,994
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,482
−HK$2,528/mo
Today · 4.125%
HK$85,010
baseline
▲ 0.50% · 4.625%
HK$90,183
+HK$5,173/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$170,020/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,993
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,379
−HK$2,422/mo
Today · 4.125%
HK$93,801
baseline
▲ 0.50% · 4.625%
HK$98,745
+HK$4,944/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$187,602/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,327
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$96,229
−HK$2,950/mo
Today · 4.125%
HK$99,179
baseline
▲ 0.50% · 4.625%
HK$105,214
+HK$6,035/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$198,358/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,825
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,609
−HK$2,825/mo
Today · 4.125%
HK$109,434
baseline
▲ 0.50% · 4.625%
HK$115,203
+HK$5,769/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$218,868/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,991
−HK$7,525/mo
▼ 0.25% · 3.875%
HK$123,724
−HK$3,792/mo
Today · 4.125%
HK$127,516
baseline
▲ 0.50% · 4.625%
HK$135,275
+HK$7,759/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$255,032/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,489
−HK$7,212/mo
▼ 0.25% · 3.875%
HK$137,069
−HK$3,632/mo
Today · 4.125%
HK$140,701
baseline
▲ 0.50% · 4.625%
HK$148,118
+HK$7,417/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$281,402/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,460 · Scale 2, in force from 26 Feb 2026)