LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,662
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,736
−HK$2,107/mo
Today · 4.125%
HK$70,843
baseline
▲ 0.50% · 4.625%
HK$75,153
+HK$4,310/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,686/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,161
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,150
−HK$2,018/mo
Today · 4.125%
HK$78,168
baseline
▲ 0.50% · 4.625%
HK$82,288
+HK$4,120/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,336/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,995
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,483
−HK$2,528/mo
Today · 4.125%
HK$85,011
baseline
▲ 0.50% · 4.625%
HK$90,184
+HK$5,173/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$170,022/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,994
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,380
−HK$2,422/mo
Today · 4.125%
HK$93,802
baseline
▲ 0.50% · 4.625%
HK$98,746
+HK$4,944/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$187,604/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,327
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$96,230
−HK$2,950/mo
Today · 4.125%
HK$99,180
baseline
▲ 0.50% · 4.625%
HK$105,215
+HK$6,035/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$198,360/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,826
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,610
−HK$2,825/mo
Today · 4.125%
HK$109,435
baseline
▲ 0.50% · 4.625%
HK$115,204
+HK$5,769/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$218,870/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,992
−HK$7,525/mo
▼ 0.25% · 3.875%
HK$123,725
−HK$3,792/mo
Today · 4.125%
HK$127,517
baseline
▲ 0.50% · 4.625%
HK$135,276
+HK$7,759/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$255,034/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,490
−HK$7,212/mo
▼ 0.25% · 3.875%
HK$137,071
−HK$3,631/mo
Today · 4.125%
HK$140,702
baseline
▲ 0.50% · 4.625%
HK$148,119
+HK$7,417/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$281,404/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,473 · Scale 2, in force from 26 Feb 2026)