LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,666
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,740
−HK$2,106/mo
Today · 4.125%
HK$70,846
baseline
▲ 0.50% · 4.625%
HK$75,157
+HK$4,311/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,692/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,165
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,154
−HK$2,018/mo
Today · 4.125%
HK$78,172
baseline
▲ 0.50% · 4.625%
HK$82,293
+HK$4,121/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,344/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,999
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$82,487
−HK$2,529/mo
Today · 4.125%
HK$85,016
baseline
▲ 0.50% · 4.625%
HK$90,189
+HK$5,173/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$170,032/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,998
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,385
−HK$2,421/mo
Today · 4.125%
HK$93,806
baseline
▲ 0.50% · 4.625%
HK$98,751
+HK$4,945/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$187,612/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,332
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$96,235
−HK$2,950/mo
Today · 4.125%
HK$99,185
baseline
▲ 0.50% · 4.625%
HK$105,220
+HK$6,035/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$198,370/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,831
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$106,616
−HK$2,825/mo
Today · 4.125%
HK$109,441
baseline
▲ 0.50% · 4.625%
HK$115,210
+HK$5,769/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$218,882/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,999
−HK$7,525/mo
▼ 0.25% · 3.875%
HK$123,731
−HK$3,793/mo
Today · 4.125%
HK$127,524
baseline
▲ 0.50% · 4.625%
HK$135,283
+HK$7,759/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$255,048/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,497
−HK$7,213/mo
▼ 0.25% · 3.875%
HK$137,077
−HK$3,633/mo
Today · 4.125%
HK$140,710
baseline
▲ 0.50% · 4.625%
HK$148,127
+HK$7,417/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$281,420/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,536 · Scale 2, in force from 26 Feb 2026)