LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,668
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,741
−HK$2,107/mo
Today · 4.125%
HK$70,848
baseline
▲ 0.50% · 4.625%
HK$75,159
+HK$4,311/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,696/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,167
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,156
−HK$2,018/mo
Today · 4.125%
HK$78,174
baseline
▲ 0.50% · 4.625%
HK$82,295
+HK$4,121/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,348/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,001
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$82,490
−HK$2,528/mo
Today · 4.125%
HK$85,018
baseline
▲ 0.50% · 4.625%
HK$90,191
+HK$5,173/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$170,036/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,000
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$91,387
−HK$2,422/mo
Today · 4.125%
HK$93,809
baseline
▲ 0.50% · 4.625%
HK$98,754
+HK$4,945/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$187,618/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,335
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$96,238
−HK$2,950/mo
Today · 4.125%
HK$99,188
baseline
▲ 0.50% · 4.625%
HK$105,223
+HK$6,035/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$198,376/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,834
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$106,619
−HK$2,825/mo
Today · 4.125%
HK$109,444
baseline
▲ 0.50% · 4.625%
HK$115,213
+HK$5,769/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$218,888/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,002
−HK$7,525/mo
▼ 0.25% · 3.875%
HK$123,734
−HK$3,793/mo
Today · 4.125%
HK$127,527
baseline
▲ 0.50% · 4.625%
HK$135,286
+HK$7,759/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$255,054/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,501
−HK$7,212/mo
▼ 0.25% · 3.875%
HK$137,081
−HK$3,632/mo
Today · 4.125%
HK$140,713
baseline
▲ 0.50% · 4.625%
HK$148,130
+HK$7,417/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$281,426/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,568 · Scale 2, in force from 26 Feb 2026)