LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,672
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,746
−HK$2,107/mo
Today · 4.125%
HK$70,853
baseline
▲ 0.50% · 4.625%
HK$75,165
+HK$4,312/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,706/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,172
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,162
−HK$2,018/mo
Today · 4.125%
HK$78,180
baseline
▲ 0.50% · 4.625%
HK$82,301
+HK$4,121/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,360/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,007
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$82,496
−HK$2,528/mo
Today · 4.125%
HK$85,024
baseline
▲ 0.50% · 4.625%
HK$90,198
+HK$5,174/mo
Deposit HK$11.70M · loan HK$17.54M · min. income ≈ HK$170,048/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,007
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$91,394
−HK$2,422/mo
Today · 4.125%
HK$93,816
baseline
▲ 0.50% · 4.625%
HK$98,761
+HK$4,945/mo
Deposit HK$11.70M · loan HK$17.54M · min. income ≈ HK$187,632/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,341
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$96,245
−HK$2,950/mo
Today · 4.125%
HK$99,195
baseline
▲ 0.50% · 4.625%
HK$105,231
+HK$6,036/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$198,390/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,841
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$106,626
−HK$2,826/mo
Today · 4.125%
HK$109,452
baseline
▲ 0.50% · 4.625%
HK$115,221
+HK$5,769/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$218,904/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,010
−HK$7,526/mo
▼ 0.25% · 3.875%
HK$123,743
−HK$3,793/mo
Today · 4.125%
HK$127,536
baseline
▲ 0.50% · 4.625%
HK$135,296
+HK$7,760/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$255,072/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,510
−HK$7,214/mo
▼ 0.25% · 3.875%
HK$137,091
−HK$3,633/mo
Today · 4.125%
HK$140,724
baseline
▲ 0.50% · 4.625%
HK$148,141
+HK$7,417/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$281,448/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,659 · Scale 2, in force from 26 Feb 2026)