LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,679
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,753
−HK$2,107/mo
Today · 4.125%
HK$70,860
baseline
▲ 0.50% · 4.625%
HK$75,172
+HK$4,312/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,720/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,179
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,169
−HK$2,018/mo
Today · 4.125%
HK$78,187
baseline
▲ 0.50% · 4.625%
HK$82,308
+HK$4,121/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,374/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,014
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$82,503
−HK$2,529/mo
Today · 4.125%
HK$85,032
baseline
▲ 0.50% · 4.625%
HK$90,206
+HK$5,174/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$170,064/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,015
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$91,402
−HK$2,422/mo
Today · 4.125%
HK$93,824
baseline
▲ 0.50% · 4.625%
HK$98,770
+HK$4,946/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$187,648/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,350
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$96,254
−HK$2,950/mo
Today · 4.125%
HK$99,204
baseline
▲ 0.50% · 4.625%
HK$105,240
+HK$6,036/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$198,408/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,242,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,851
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$106,636
−HK$2,826/mo
Today · 4.125%
HK$109,462
baseline
▲ 0.50% · 4.625%
HK$115,232
+HK$5,770/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$218,924/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,242,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,021
−HK$7,527/mo
▼ 0.25% · 3.875%
HK$123,755
−HK$3,793/mo
Today · 4.125%
HK$127,548
baseline
▲ 0.50% · 4.625%
HK$135,309
+HK$7,761/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$255,096/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,523
−HK$7,214/mo
▼ 0.25% · 3.875%
HK$137,104
−HK$3,633/mo
Today · 4.125%
HK$140,737
baseline
▲ 0.50% · 4.625%
HK$148,155
+HK$7,418/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$281,474/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,773 · Scale 2, in force from 26 Feb 2026)