LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,682
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,756
−HK$2,107/mo
Today · 4.125%
HK$70,863
baseline
▲ 0.50% · 4.625%
HK$75,175
+HK$4,312/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,726/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,183
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,172
−HK$2,018/mo
Today · 4.125%
HK$78,190
baseline
▲ 0.50% · 4.625%
HK$82,312
+HK$4,122/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,380/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,018
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$82,507
−HK$2,529/mo
Today · 4.125%
HK$85,036
baseline
▲ 0.50% · 4.625%
HK$90,210
+HK$5,174/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$170,072/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,019
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$91,407
−HK$2,422/mo
Today · 4.125%
HK$93,829
baseline
▲ 0.50% · 4.625%
HK$98,774
+HK$4,945/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$187,658/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,354
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$96,258
−HK$2,950/mo
Today · 4.125%
HK$99,208
baseline
▲ 0.50% · 4.625%
HK$105,245
+HK$6,037/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$198,416/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,242,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,856
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$106,641
−HK$2,826/mo
Today · 4.125%
HK$109,467
baseline
▲ 0.50% · 4.625%
HK$115,237
+HK$5,770/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$218,934/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,242,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,027
−HK$7,527/mo
▼ 0.25% · 3.875%
HK$123,760
−HK$3,794/mo
Today · 4.125%
HK$127,554
baseline
▲ 0.50% · 4.625%
HK$135,315
+HK$7,761/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$255,108/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,529
−HK$7,214/mo
▼ 0.25% · 3.875%
HK$137,110
−HK$3,633/mo
Today · 4.125%
HK$140,743
baseline
▲ 0.50% · 4.625%
HK$148,162
+HK$7,419/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$281,486/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,830 · Scale 2, in force from 26 Feb 2026)