LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,682
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,756
−HK$2,108/mo
Today · 4.125%
HK$70,864
baseline
▲ 0.50% · 4.625%
HK$75,176
+HK$4,312/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,728/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,183
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,173
−HK$2,018/mo
Today · 4.125%
HK$78,191
baseline
▲ 0.50% · 4.625%
HK$82,313
+HK$4,122/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,382/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,019
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$82,508
−HK$2,528/mo
Today · 4.125%
HK$85,036
baseline
▲ 0.50% · 4.625%
HK$90,211
+HK$5,175/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$170,072/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,020
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$91,407
−HK$2,422/mo
Today · 4.125%
HK$93,829
baseline
▲ 0.50% · 4.625%
HK$98,775
+HK$4,946/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$187,658/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,355
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$96,259
−HK$2,950/mo
Today · 4.125%
HK$99,209
baseline
▲ 0.50% · 4.625%
HK$105,246
+HK$6,037/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$198,418/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,242,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,856
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$106,642
−HK$2,825/mo
Today · 4.125%
HK$109,467
baseline
▲ 0.50% · 4.625%
HK$115,238
+HK$5,771/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$218,934/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,242,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,028
−HK$7,527/mo
▼ 0.25% · 3.875%
HK$123,761
−HK$3,794/mo
Today · 4.125%
HK$127,555
baseline
▲ 0.50% · 4.625%
HK$135,316
+HK$7,761/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$255,110/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,530
−HK$7,214/mo
▼ 0.25% · 3.875%
HK$137,111
−HK$3,633/mo
Today · 4.125%
HK$140,744
baseline
▲ 0.50% · 4.625%
HK$148,163
+HK$7,419/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$281,488/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,838 · Scale 2, in force from 26 Feb 2026)