LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,683
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,757
−HK$2,107/mo
Today · 4.125%
HK$70,864
baseline
▲ 0.50% · 4.625%
HK$75,176
+HK$4,312/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,728/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,184
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,173
−HK$2,019/mo
Today · 4.125%
HK$78,192
baseline
▲ 0.50% · 4.625%
HK$82,313
+HK$4,121/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,384/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,019
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$82,508
−HK$2,529/mo
Today · 4.125%
HK$85,037
baseline
▲ 0.50% · 4.625%
HK$90,211
+HK$5,174/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$170,074/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,021
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$91,408
−HK$2,422/mo
Today · 4.125%
HK$93,830
baseline
▲ 0.50% · 4.625%
HK$98,776
+HK$4,946/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$187,660/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,356
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$96,260
−HK$2,950/mo
Today · 4.125%
HK$99,210
baseline
▲ 0.50% · 4.625%
HK$105,247
+HK$6,037/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$198,420/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,242,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,857
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$106,643
−HK$2,825/mo
Today · 4.125%
HK$109,468
baseline
▲ 0.50% · 4.625%
HK$115,239
+HK$5,771/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$218,936/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,242,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,029
−HK$7,527/mo
▼ 0.25% · 3.875%
HK$123,762
−HK$3,794/mo
Today · 4.125%
HK$127,556
baseline
▲ 0.50% · 4.625%
HK$135,317
+HK$7,761/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$255,112/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,531
−HK$7,214/mo
▼ 0.25% · 3.875%
HK$137,112
−HK$3,633/mo
Today · 4.125%
HK$140,745
baseline
▲ 0.50% · 4.625%
HK$148,164
+HK$7,419/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$281,490/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,848 · Scale 2, in force from 26 Feb 2026)