LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,688
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,762
−HK$2,107/mo
Today · 4.125%
HK$70,869
baseline
▲ 0.50% · 4.625%
HK$75,182
+HK$4,313/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,738/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,242,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,189
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,179
−HK$2,018/mo
Today · 4.125%
HK$78,197
baseline
▲ 0.50% · 4.625%
HK$82,319
+HK$4,122/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,394/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,242,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,025
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$82,514
−HK$2,529/mo
Today · 4.125%
HK$85,043
baseline
▲ 0.50% · 4.625%
HK$90,218
+HK$5,175/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$170,086/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,027
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$91,415
−HK$2,422/mo
Today · 4.125%
HK$93,837
baseline
▲ 0.50% · 4.625%
HK$98,783
+HK$4,946/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$187,674/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,363
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$96,267
−HK$2,950/mo
Today · 4.125%
HK$99,217
baseline
▲ 0.50% · 4.625%
HK$105,254
+HK$6,037/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$198,434/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,242,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,865
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$106,651
−HK$2,825/mo
Today · 4.125%
HK$109,476
baseline
▲ 0.50% · 4.625%
HK$115,247
+HK$5,771/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$218,952/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,242,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,038
−HK$7,527/mo
▼ 0.25% · 3.875%
HK$123,772
−HK$3,793/mo
Today · 4.125%
HK$127,565
baseline
▲ 0.50% · 4.625%
HK$135,327
+HK$7,762/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$255,130/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,541
−HK$7,214/mo
▼ 0.25% · 3.875%
HK$137,122
−HK$3,633/mo
Today · 4.125%
HK$140,755
baseline
▲ 0.50% · 4.625%
HK$148,175
+HK$7,420/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$281,510/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,941 · Scale 2, in force from 26 Feb 2026)