LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,689
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,764
−HK$2,107/mo
Today · 4.125%
HK$70,871
baseline
▲ 0.50% · 4.625%
HK$75,184
+HK$4,313/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,742/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,242,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,191
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,181
−HK$2,019/mo
Today · 4.125%
HK$78,200
baseline
▲ 0.50% · 4.625%
HK$82,322
+HK$4,122/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,400/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,242,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,027
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$82,517
−HK$2,529/mo
Today · 4.125%
HK$85,046
baseline
▲ 0.50% · 4.625%
HK$90,220
+HK$5,174/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$170,092/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,029
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$91,417
−HK$2,422/mo
Today · 4.125%
HK$93,839
baseline
▲ 0.50% · 4.625%
HK$98,786
+HK$4,947/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$187,678/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,365
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$96,269
−HK$2,951/mo
Today · 4.125%
HK$99,220
baseline
▲ 0.50% · 4.625%
HK$105,257
+HK$6,037/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$198,440/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,242,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,868
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$106,653
−HK$2,826/mo
Today · 4.125%
HK$109,479
baseline
▲ 0.50% · 4.625%
HK$115,250
+HK$5,771/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$218,958/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,242,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,041
−HK$7,527/mo
▼ 0.25% · 3.875%
HK$123,775
−HK$3,793/mo
Today · 4.125%
HK$127,568
baseline
▲ 0.50% · 4.625%
HK$135,331
+HK$7,763/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$255,136/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,544
−HK$7,215/mo
▼ 0.25% · 3.875%
HK$137,126
−HK$3,633/mo
Today · 4.125%
HK$140,759
baseline
▲ 0.50% · 4.625%
HK$148,179
+HK$7,420/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$281,518/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,974 · Scale 2, in force from 26 Feb 2026)