LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,692
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,766
−HK$2,108/mo
Today · 4.125%
HK$70,874
baseline
▲ 0.50% · 4.625%
HK$75,186
+HK$4,312/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,748/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,194
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,184
−HK$2,018/mo
Today · 4.125%
HK$78,202
baseline
▲ 0.50% · 4.625%
HK$82,324
+HK$4,122/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,404/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,030
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$82,519
−HK$2,530/mo
Today · 4.125%
HK$85,049
baseline
▲ 0.50% · 4.625%
HK$90,224
+HK$5,175/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$170,098/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,033
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$91,420
−HK$2,423/mo
Today · 4.125%
HK$93,843
baseline
▲ 0.50% · 4.625%
HK$98,789
+HK$4,946/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$187,686/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,368
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$96,273
−HK$2,950/mo
Today · 4.125%
HK$99,223
baseline
▲ 0.50% · 4.625%
HK$105,261
+HK$6,038/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$198,446/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,871
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$106,657
−HK$2,826/mo
Today · 4.125%
HK$109,483
baseline
▲ 0.50% · 4.625%
HK$115,254
+HK$5,771/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$218,966/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,045
−HK$7,528/mo
▼ 0.25% · 3.875%
HK$123,779
−HK$3,794/mo
Today · 4.125%
HK$127,573
baseline
▲ 0.50% · 4.625%
HK$135,335
+HK$7,762/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$255,146/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,243,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,549
−HK$7,215/mo
▼ 0.25% · 3.875%
HK$137,131
−HK$3,633/mo
Today · 4.125%
HK$140,764
baseline
▲ 0.50% · 4.625%
HK$148,184
+HK$7,420/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$281,528/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,243,016 · Scale 2, in force from 26 Feb 2026)