LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,695
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,770
−HK$2,108/mo
Today · 4.125%
HK$70,878
baseline
▲ 0.50% · 4.625%
HK$75,191
+HK$4,313/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,756/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,243,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,198
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,188
−HK$2,019/mo
Today · 4.125%
HK$78,207
baseline
▲ 0.50% · 4.625%
HK$82,329
+HK$4,122/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,414/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,243,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,034
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$82,524
−HK$2,529/mo
Today · 4.125%
HK$85,053
baseline
▲ 0.50% · 4.625%
HK$90,229
+HK$5,176/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$170,106/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,243,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,038
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$91,425
−HK$2,423/mo
Today · 4.125%
HK$93,848
baseline
▲ 0.50% · 4.625%
HK$98,795
+HK$4,947/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$187,696/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,243,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,374
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$96,278
−HK$2,951/mo
Today · 4.125%
HK$99,229
baseline
▲ 0.50% · 4.625%
HK$105,267
+HK$6,038/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$198,458/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,243,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,877
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$106,663
−HK$2,826/mo
Today · 4.125%
HK$109,489
baseline
▲ 0.50% · 4.625%
HK$115,261
+HK$5,772/mo
Deposit HK$8.77M · loan HK$20.47M · min. income ≈ HK$218,978/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,243,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,052
−HK$7,528/mo
▼ 0.25% · 3.875%
HK$123,786
−HK$3,794/mo
Today · 4.125%
HK$127,580
baseline
▲ 0.50% · 4.625%
HK$135,343
+HK$7,763/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$255,160/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,243,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,556
−HK$7,216/mo
▼ 0.25% · 3.875%
HK$137,138
−HK$3,634/mo
Today · 4.125%
HK$140,772
baseline
▲ 0.50% · 4.625%
HK$148,192
+HK$7,420/mo
Deposit HK$2.92M · loan HK$26.32M · min. income ≈ HK$281,544/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,243,086 · Scale 2, in force from 26 Feb 2026)