LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,702
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,777
−HK$2,108/mo
Today · 4.125%
HK$70,885
baseline
▲ 0.50% · 4.625%
HK$75,198
+HK$4,313/mo
Deposit HK$14.63M · loan HK$14.63M · min. income ≈ HK$141,770/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,243,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,205
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,195
−HK$2,019/mo
Today · 4.125%
HK$78,214
baseline
▲ 0.50% · 4.625%
HK$82,337
+HK$4,123/mo
Deposit HK$14.63M · loan HK$14.63M · min. income ≈ HK$156,428/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,243,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,042
−HK$5,020/mo
▼ 0.25% · 3.875%
HK$82,532
−HK$2,530/mo
Today · 4.125%
HK$85,062
baseline
▲ 0.50% · 4.625%
HK$90,237
+HK$5,175/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$170,124/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,243,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,046
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$91,434
−HK$2,423/mo
Today · 4.125%
HK$93,857
baseline
▲ 0.50% · 4.625%
HK$98,804
+HK$4,947/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$187,714/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,243,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,383
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$96,287
−HK$2,951/mo
Today · 4.125%
HK$99,238
baseline
▲ 0.50% · 4.625%
HK$105,277
+HK$6,039/mo
Deposit HK$8.78M · loan HK$20.48M · min. income ≈ HK$198,476/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,243,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,887
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$106,673
−HK$2,827/mo
Today · 4.125%
HK$109,500
baseline
▲ 0.50% · 4.625%
HK$115,272
+HK$5,772/mo
Deposit HK$8.78M · loan HK$20.48M · min. income ≈ HK$219,000/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,243,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,063
−HK$7,529/mo
▼ 0.25% · 3.875%
HK$123,798
−HK$3,794/mo
Today · 4.125%
HK$127,592
baseline
▲ 0.50% · 4.625%
HK$135,356
+HK$7,764/mo
Deposit HK$2.93M · loan HK$26.33M · min. income ≈ HK$255,184/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,243,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,569
−HK$7,217/mo
▼ 0.25% · 3.875%
HK$137,151
−HK$3,635/mo
Today · 4.125%
HK$140,786
baseline
▲ 0.50% · 4.625%
HK$148,207
+HK$7,421/mo
Deposit HK$2.93M · loan HK$26.33M · min. income ≈ HK$281,572/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,243,206 · Scale 2, in force from 26 Feb 2026)