LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,708
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,783
−HK$2,108/mo
Today · 4.125%
HK$70,891
baseline
▲ 0.50% · 4.625%
HK$75,204
+HK$4,313/mo
Deposit HK$14.63M · loan HK$14.63M · min. income ≈ HK$141,782/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,243,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,212
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,202
−HK$2,019/mo
Today · 4.125%
HK$78,221
baseline
▲ 0.50% · 4.625%
HK$82,344
+HK$4,123/mo
Deposit HK$14.63M · loan HK$14.63M · min. income ≈ HK$156,442/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,243,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,049
−HK$5,020/mo
▼ 0.25% · 3.875%
HK$82,539
−HK$2,530/mo
Today · 4.125%
HK$85,069
baseline
▲ 0.50% · 4.625%
HK$90,245
+HK$5,176/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$170,138/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,243,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,054
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$91,442
−HK$2,423/mo
Today · 4.125%
HK$93,865
baseline
▲ 0.50% · 4.625%
HK$98,813
+HK$4,948/mo
Deposit HK$11.70M · loan HK$17.55M · min. income ≈ HK$187,730/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,243,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,391
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$96,296
−HK$2,951/mo
Today · 4.125%
HK$99,247
baseline
▲ 0.50% · 4.625%
HK$105,286
+HK$6,039/mo
Deposit HK$8.78M · loan HK$20.48M · min. income ≈ HK$198,494/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,243,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,896
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$106,683
−HK$2,827/mo
Today · 4.125%
HK$109,510
baseline
▲ 0.50% · 4.625%
HK$115,282
+HK$5,772/mo
Deposit HK$8.78M · loan HK$20.48M · min. income ≈ HK$219,020/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,243,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,074
−HK$7,530/mo
▼ 0.25% · 3.875%
HK$123,809
−HK$3,795/mo
Today · 4.125%
HK$127,604
baseline
▲ 0.50% · 4.625%
HK$135,368
+HK$7,764/mo
Deposit HK$2.93M · loan HK$26.33M · min. income ≈ HK$255,208/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,243,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,581
−HK$7,217/mo
▼ 0.25% · 3.875%
HK$137,164
−HK$3,634/mo
Today · 4.125%
HK$140,798
baseline
▲ 0.50% · 4.625%
HK$148,220
+HK$7,422/mo
Deposit HK$2.93M · loan HK$26.33M · min. income ≈ HK$281,596/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,243,316 · Scale 2, in force from 26 Feb 2026)