LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,723
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,799
−HK$2,108/mo
Today · 4.125%
HK$70,907
baseline
▲ 0.50% · 4.625%
HK$75,222
+HK$4,315/mo
Deposit HK$14.63M · loan HK$14.63M · min. income ≈ HK$141,814/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,243,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,229
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,220
−HK$2,019/mo
Today · 4.125%
HK$78,239
baseline
▲ 0.50% · 4.625%
HK$82,363
+HK$4,124/mo
Deposit HK$14.63M · loan HK$14.63M · min. income ≈ HK$156,478/mo (50% DSR)
Upfront cash ≈ HK$15.87M (deposit + AVD stamp duty HK$1,243,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,068
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$82,558
−HK$2,531/mo
Today · 4.125%
HK$85,089
baseline
▲ 0.50% · 4.625%
HK$90,266
+HK$5,177/mo
Deposit HK$11.70M · loan HK$17.56M · min. income ≈ HK$170,178/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,243,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,075
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$91,464
−HK$2,423/mo
Today · 4.125%
HK$93,887
baseline
▲ 0.50% · 4.625%
HK$98,836
+HK$4,949/mo
Deposit HK$11.70M · loan HK$17.56M · min. income ≈ HK$187,774/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,243,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,412
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$96,318
−HK$2,952/mo
Today · 4.125%
HK$99,270
baseline
▲ 0.50% · 4.625%
HK$105,311
+HK$6,041/mo
Deposit HK$8.78M · loan HK$20.48M · min. income ≈ HK$198,540/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,243,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,920
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$106,708
−HK$2,827/mo
Today · 4.125%
HK$109,535
baseline
▲ 0.50% · 4.625%
HK$115,309
+HK$5,774/mo
Deposit HK$8.78M · loan HK$20.48M · min. income ≈ HK$219,070/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,243,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,102
−HK$7,531/mo
▼ 0.25% · 3.875%
HK$123,838
−HK$3,795/mo
Today · 4.125%
HK$127,633
baseline
▲ 0.50% · 4.625%
HK$135,399
+HK$7,766/mo
Deposit HK$2.93M · loan HK$26.34M · min. income ≈ HK$255,266/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,243,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,612
−HK$7,219/mo
▼ 0.25% · 3.875%
HK$137,195
−HK$3,636/mo
Today · 4.125%
HK$140,831
baseline
▲ 0.50% · 4.625%
HK$148,254
+HK$7,423/mo
Deposit HK$2.93M · loan HK$26.34M · min. income ≈ HK$281,662/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,243,604 · Scale 2, in force from 26 Feb 2026)