LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,727
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$68,803
−HK$2,109/mo
Today · 4.125%
HK$70,912
baseline
▲ 0.50% · 4.625%
HK$75,226
+HK$4,314/mo
Deposit HK$14.63M · loan HK$14.63M · min. income ≈ HK$141,824/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,243,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,233
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,224
−HK$2,020/mo
Today · 4.125%
HK$78,244
baseline
▲ 0.50% · 4.625%
HK$82,368
+HK$4,124/mo
Deposit HK$14.63M · loan HK$14.63M · min. income ≈ HK$156,488/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,243,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,073
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$82,563
−HK$2,531/mo
Today · 4.125%
HK$85,094
baseline
▲ 0.50% · 4.625%
HK$90,272
+HK$5,178/mo
Deposit HK$11.71M · loan HK$17.56M · min. income ≈ HK$170,188/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,243,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,080
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$91,469
−HK$2,424/mo
Today · 4.125%
HK$93,893
baseline
▲ 0.50% · 4.625%
HK$98,842
+HK$4,949/mo
Deposit HK$11.71M · loan HK$17.56M · min. income ≈ HK$187,786/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,243,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,418
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$96,324
−HK$2,952/mo
Today · 4.125%
HK$99,276
baseline
▲ 0.50% · 4.625%
HK$105,317
+HK$6,041/mo
Deposit HK$8.78M · loan HK$20.48M · min. income ≈ HK$198,552/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,243,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,927
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$106,714
−HK$2,828/mo
Today · 4.125%
HK$109,542
baseline
▲ 0.50% · 4.625%
HK$115,316
+HK$5,774/mo
Deposit HK$8.78M · loan HK$20.48M · min. income ≈ HK$219,084/mo (50% DSR)
Upfront cash ≈ HK$10.02M (deposit + AVD stamp duty HK$1,243,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,109
−HK$7,532/mo
▼ 0.25% · 3.875%
HK$123,845
−HK$3,796/mo
Today · 4.125%
HK$127,641
baseline
▲ 0.50% · 4.625%
HK$135,408
+HK$7,767/mo
Deposit HK$2.93M · loan HK$26.34M · min. income ≈ HK$255,282/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,243,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,620
−HK$7,219/mo
▼ 0.25% · 3.875%
HK$137,204
−HK$3,635/mo
Today · 4.125%
HK$140,839
baseline
▲ 0.50% · 4.625%
HK$148,263
+HK$7,424/mo
Deposit HK$2.93M · loan HK$26.34M · min. income ≈ HK$281,678/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,243,680 · Scale 2, in force from 26 Feb 2026)