LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,749
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,825
−HK$2,110/mo
Today · 4.125%
HK$70,935
baseline
▲ 0.50% · 4.625%
HK$75,251
+HK$4,316/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,870/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,244,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,258
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,249
−HK$2,020/mo
Today · 4.125%
HK$78,269
baseline
▲ 0.50% · 4.625%
HK$82,395
+HK$4,126/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,538/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,244,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,099
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$82,590
−HK$2,532/mo
Today · 4.125%
HK$85,122
baseline
▲ 0.50% · 4.625%
HK$90,301
+HK$5,179/mo
Deposit HK$11.71M · loan HK$17.56M · min. income ≈ HK$170,244/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,244,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,109
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$91,499
−HK$2,424/mo
Today · 4.125%
HK$93,923
baseline
▲ 0.50% · 4.625%
HK$98,874
+HK$4,951/mo
Deposit HK$11.71M · loan HK$17.56M · min. income ≈ HK$187,846/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,244,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,448
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$96,355
−HK$2,954/mo
Today · 4.125%
HK$99,309
baseline
▲ 0.50% · 4.625%
HK$105,351
+HK$6,042/mo
Deposit HK$8.78M · loan HK$20.49M · min. income ≈ HK$198,618/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,961
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$106,749
−HK$2,828/mo
Today · 4.125%
HK$109,577
baseline
▲ 0.50% · 4.625%
HK$115,353
+HK$5,776/mo
Deposit HK$8.78M · loan HK$20.49M · min. income ≈ HK$219,154/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,148
−HK$7,534/mo
▼ 0.25% · 3.875%
HK$123,885
−HK$3,797/mo
Today · 4.125%
HK$127,682
baseline
▲ 0.50% · 4.625%
HK$135,452
+HK$7,770/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$255,364/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,664
−HK$7,221/mo
▼ 0.25% · 3.875%
HK$137,248
−HK$3,637/mo
Today · 4.125%
HK$140,885
baseline
▲ 0.50% · 4.625%
HK$148,311
+HK$7,426/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$281,770/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,084 · Scale 2, in force from 26 Feb 2026)