LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,753
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,830
−HK$2,109/mo
Today · 4.125%
HK$70,939
baseline
▲ 0.50% · 4.625%
HK$75,256
+HK$4,317/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,878/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,244,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,262
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,254
−HK$2,021/mo
Today · 4.125%
HK$78,275
baseline
▲ 0.50% · 4.625%
HK$82,401
+HK$4,126/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,550/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,244,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,104
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$82,596
−HK$2,531/mo
Today · 4.125%
HK$85,127
baseline
▲ 0.50% · 4.625%
HK$90,307
+HK$5,180/mo
Deposit HK$11.71M · loan HK$17.56M · min. income ≈ HK$170,254/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,244,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,115
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$91,505
−HK$2,424/mo
Today · 4.125%
HK$93,929
baseline
▲ 0.50% · 4.625%
HK$98,881
+HK$4,952/mo
Deposit HK$11.71M · loan HK$17.56M · min. income ≈ HK$187,858/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,244,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,455
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$96,362
−HK$2,953/mo
Today · 4.125%
HK$99,315
baseline
▲ 0.50% · 4.625%
HK$105,358
+HK$6,043/mo
Deposit HK$8.78M · loan HK$20.49M · min. income ≈ HK$198,630/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,967
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$106,756
−HK$2,828/mo
Today · 4.125%
HK$109,584
baseline
▲ 0.50% · 4.625%
HK$115,361
+HK$5,777/mo
Deposit HK$8.78M · loan HK$20.49M · min. income ≈ HK$219,168/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,156
−HK$7,535/mo
▼ 0.25% · 3.875%
HK$123,894
−HK$3,797/mo
Today · 4.125%
HK$127,691
baseline
▲ 0.50% · 4.625%
HK$135,460
+HK$7,769/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$255,382/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,672
−HK$7,222/mo
▼ 0.25% · 3.875%
HK$137,257
−HK$3,637/mo
Today · 4.125%
HK$140,894
baseline
▲ 0.50% · 4.625%
HK$148,321
+HK$7,427/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$281,788/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,166 · Scale 2, in force from 26 Feb 2026)