LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,754
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,830
−HK$2,110/mo
Today · 4.125%
HK$70,940
baseline
▲ 0.50% · 4.625%
HK$75,256
+HK$4,316/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,880/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,244,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,263
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$76,254
−HK$2,021/mo
Today · 4.125%
HK$78,275
baseline
▲ 0.50% · 4.625%
HK$82,401
+HK$4,126/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,550/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,244,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,104
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,596
−HK$2,532/mo
Today · 4.125%
HK$85,128
baseline
▲ 0.50% · 4.625%
HK$90,307
+HK$5,179/mo
Deposit HK$11.71M · loan HK$17.56M · min. income ≈ HK$170,256/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,244,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,115
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$91,505
−HK$2,425/mo
Today · 4.125%
HK$93,930
baseline
▲ 0.50% · 4.625%
HK$98,881
+HK$4,951/mo
Deposit HK$11.71M · loan HK$17.56M · min. income ≈ HK$187,860/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,244,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,455
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$96,362
−HK$2,954/mo
Today · 4.125%
HK$99,316
baseline
▲ 0.50% · 4.625%
HK$105,359
+HK$6,043/mo
Deposit HK$8.78M · loan HK$20.49M · min. income ≈ HK$198,632/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,968
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$106,756
−HK$2,829/mo
Today · 4.125%
HK$109,585
baseline
▲ 0.50% · 4.625%
HK$115,361
+HK$5,776/mo
Deposit HK$8.78M · loan HK$20.49M · min. income ≈ HK$219,170/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,157
−HK$7,534/mo
▼ 0.25% · 3.875%
HK$123,894
−HK$3,797/mo
Today · 4.125%
HK$127,691
baseline
▲ 0.50% · 4.625%
HK$135,461
+HK$7,770/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$255,382/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,673
−HK$7,222/mo
▼ 0.25% · 3.875%
HK$137,258
−HK$3,637/mo
Today · 4.125%
HK$140,895
baseline
▲ 0.50% · 4.625%
HK$148,322
+HK$7,427/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$281,790/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,172 · Scale 2, in force from 26 Feb 2026)