LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,757
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,833
−HK$2,110/mo
Today · 4.125%
HK$70,943
baseline
▲ 0.50% · 4.625%
HK$75,260
+HK$4,317/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,886/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,244,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,266
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,258
−HK$2,021/mo
Today · 4.125%
HK$78,279
baseline
▲ 0.50% · 4.625%
HK$82,405
+HK$4,126/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,558/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,244,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,108
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,600
−HK$2,532/mo
Today · 4.125%
HK$85,132
baseline
▲ 0.50% · 4.625%
HK$90,312
+HK$5,180/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$170,264/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,244,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,119
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$91,510
−HK$2,424/mo
Today · 4.125%
HK$93,934
baseline
▲ 0.50% · 4.625%
HK$98,886
+HK$4,952/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$187,868/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,244,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,459
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$96,366
−HK$2,954/mo
Today · 4.125%
HK$99,320
baseline
▲ 0.50% · 4.625%
HK$105,363
+HK$6,043/mo
Deposit HK$8.78M · loan HK$20.49M · min. income ≈ HK$198,640/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,973
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$106,761
−HK$2,829/mo
Today · 4.125%
HK$109,590
baseline
▲ 0.50% · 4.625%
HK$115,367
+HK$5,777/mo
Deposit HK$8.78M · loan HK$20.49M · min. income ≈ HK$219,180/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,162
−HK$7,535/mo
▼ 0.25% · 3.875%
HK$123,900
−HK$3,797/mo
Today · 4.125%
HK$127,697
baseline
▲ 0.50% · 4.625%
HK$135,467
+HK$7,770/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$255,394/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,679
−HK$7,222/mo
▼ 0.25% · 3.875%
HK$137,264
−HK$3,637/mo
Today · 4.125%
HK$140,901
baseline
▲ 0.50% · 4.625%
HK$148,328
+HK$7,427/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$281,802/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,229 · Scale 2, in force from 26 Feb 2026)