LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,759
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,835
−HK$2,110/mo
Today · 4.125%
HK$70,945
baseline
▲ 0.50% · 4.625%
HK$75,262
+HK$4,317/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,890/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,244,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,268
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,260
−HK$2,021/mo
Today · 4.125%
HK$78,281
baseline
▲ 0.50% · 4.625%
HK$82,407
+HK$4,126/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,562/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,244,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,110
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,602
−HK$2,532/mo
Today · 4.125%
HK$85,134
baseline
▲ 0.50% · 4.625%
HK$90,314
+HK$5,180/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$170,268/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,122
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$91,512
−HK$2,425/mo
Today · 4.125%
HK$93,937
baseline
▲ 0.50% · 4.625%
HK$98,889
+HK$4,952/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$187,874/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,462
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$96,369
−HK$2,954/mo
Today · 4.125%
HK$99,323
baseline
▲ 0.50% · 4.625%
HK$105,367
+HK$6,044/mo
Deposit HK$8.78M · loan HK$20.49M · min. income ≈ HK$198,646/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,976
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$106,764
−HK$2,829/mo
Today · 4.125%
HK$109,593
baseline
▲ 0.50% · 4.625%
HK$115,370
+HK$5,777/mo
Deposit HK$8.78M · loan HK$20.49M · min. income ≈ HK$219,186/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,166
−HK$7,535/mo
▼ 0.25% · 3.875%
HK$123,904
−HK$3,797/mo
Today · 4.125%
HK$127,701
baseline
▲ 0.50% · 4.625%
HK$135,471
+HK$7,770/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$255,402/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,683
−HK$7,223/mo
▼ 0.25% · 3.875%
HK$137,268
−HK$3,638/mo
Today · 4.125%
HK$140,906
baseline
▲ 0.50% · 4.625%
HK$148,333
+HK$7,427/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$281,812/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,267 · Scale 2, in force from 26 Feb 2026)