LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,764
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,840
−HK$2,110/mo
Today · 4.125%
HK$70,950
baseline
▲ 0.50% · 4.625%
HK$75,267
+HK$4,317/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,900/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,244,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,274
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,266
−HK$2,021/mo
Today · 4.125%
HK$78,287
baseline
▲ 0.50% · 4.625%
HK$82,413
+HK$4,126/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,574/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,244,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,116
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,608
−HK$2,532/mo
Today · 4.125%
HK$85,140
baseline
▲ 0.50% · 4.625%
HK$90,321
+HK$5,181/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$170,280/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,129
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$91,519
−HK$2,425/mo
Today · 4.125%
HK$93,944
baseline
▲ 0.50% · 4.625%
HK$98,896
+HK$4,952/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$187,888/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,469
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$96,376
−HK$2,954/mo
Today · 4.125%
HK$99,330
baseline
▲ 0.50% · 4.625%
HK$105,374
+HK$6,044/mo
Deposit HK$8.78M · loan HK$20.50M · min. income ≈ HK$198,660/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,983
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$106,772
−HK$2,829/mo
Today · 4.125%
HK$109,601
baseline
▲ 0.50% · 4.625%
HK$115,378
+HK$5,777/mo
Deposit HK$8.78M · loan HK$20.50M · min. income ≈ HK$219,202/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,174
−HK$7,536/mo
▼ 0.25% · 3.875%
HK$123,913
−HK$3,797/mo
Today · 4.125%
HK$127,710
baseline
▲ 0.50% · 4.625%
HK$135,481
+HK$7,771/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$255,420/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,693
−HK$7,223/mo
▼ 0.25% · 3.875%
HK$137,278
−HK$3,638/mo
Today · 4.125%
HK$140,916
baseline
▲ 0.50% · 4.625%
HK$148,344
+HK$7,428/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$281,832/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,357 · Scale 2, in force from 26 Feb 2026)