LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,766
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$68,842
−HK$2,110/mo
Today · 4.125%
HK$70,952
baseline
▲ 0.50% · 4.625%
HK$75,270
+HK$4,318/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,904/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,244,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,276
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,268
−HK$2,021/mo
Today · 4.125%
HK$78,289
baseline
▲ 0.50% · 4.625%
HK$82,416
+HK$4,127/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,578/mo (50% DSR)
Upfront cash ≈ HK$15.88M (deposit + AVD stamp duty HK$1,244,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,119
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,611
−HK$2,532/mo
Today · 4.125%
HK$85,143
baseline
▲ 0.50% · 4.625%
HK$90,323
+HK$5,180/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$170,286/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,131
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,522
−HK$2,425/mo
Today · 4.125%
HK$93,947
baseline
▲ 0.50% · 4.625%
HK$98,899
+HK$4,952/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$187,894/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,472
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$96,379
−HK$2,954/mo
Today · 4.125%
HK$99,333
baseline
▲ 0.50% · 4.625%
HK$105,377
+HK$6,044/mo
Deposit HK$8.78M · loan HK$20.50M · min. income ≈ HK$198,666/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,986
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$106,775
−HK$2,829/mo
Today · 4.125%
HK$109,604
baseline
▲ 0.50% · 4.625%
HK$115,382
+HK$5,778/mo
Deposit HK$8.78M · loan HK$20.50M · min. income ≈ HK$219,208/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,178
−HK$7,536/mo
▼ 0.25% · 3.875%
HK$123,916
−HK$3,798/mo
Today · 4.125%
HK$127,714
baseline
▲ 0.50% · 4.625%
HK$135,485
+HK$7,771/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$255,428/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,697
−HK$7,223/mo
▼ 0.25% · 3.875%
HK$137,282
−HK$3,638/mo
Today · 4.125%
HK$140,920
baseline
▲ 0.50% · 4.625%
HK$148,348
+HK$7,428/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$281,840/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,393 · Scale 2, in force from 26 Feb 2026)