LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,769
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,846
−HK$2,110/mo
Today · 4.125%
HK$70,956
baseline
▲ 0.50% · 4.625%
HK$75,274
+HK$4,318/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,912/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,280
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,272
−HK$2,021/mo
Today · 4.125%
HK$78,293
baseline
▲ 0.50% · 4.625%
HK$82,420
+HK$4,127/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,586/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,123
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,616
−HK$2,532/mo
Today · 4.125%
HK$85,148
baseline
▲ 0.50% · 4.625%
HK$90,329
+HK$5,181/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$170,296/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,136
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,527
−HK$2,425/mo
Today · 4.125%
HK$93,952
baseline
▲ 0.50% · 4.625%
HK$98,904
+HK$4,952/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$187,904/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,477
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$96,385
−HK$2,954/mo
Today · 4.125%
HK$99,339
baseline
▲ 0.50% · 4.625%
HK$105,384
+HK$6,045/mo
Deposit HK$8.78M · loan HK$20.50M · min. income ≈ HK$198,678/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,992
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,781
−HK$2,830/mo
Today · 4.125%
HK$109,611
baseline
▲ 0.50% · 4.625%
HK$115,389
+HK$5,778/mo
Deposit HK$8.78M · loan HK$20.50M · min. income ≈ HK$219,222/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,185
−HK$7,537/mo
▼ 0.25% · 3.875%
HK$123,923
−HK$3,799/mo
Today · 4.125%
HK$127,722
baseline
▲ 0.50% · 4.625%
HK$135,493
+HK$7,771/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$255,444/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,705
−HK$7,223/mo
▼ 0.25% · 3.875%
HK$137,290
−HK$3,638/mo
Today · 4.125%
HK$140,928
baseline
▲ 0.50% · 4.625%
HK$148,357
+HK$7,429/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$281,856/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,466 · Scale 2, in force from 26 Feb 2026)