LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,771
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,848
−HK$2,110/mo
Today · 4.125%
HK$70,958
baseline
▲ 0.50% · 4.625%
HK$75,276
+HK$4,318/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,916/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,282
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,275
−HK$2,021/mo
Today · 4.125%
HK$78,296
baseline
▲ 0.50% · 4.625%
HK$82,423
+HK$4,127/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,592/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,125
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,618
−HK$2,532/mo
Today · 4.125%
HK$85,150
baseline
▲ 0.50% · 4.625%
HK$90,331
+HK$5,181/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$170,300/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,139
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,529
−HK$2,426/mo
Today · 4.125%
HK$93,955
baseline
▲ 0.50% · 4.625%
HK$98,907
+HK$4,952/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$187,910/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,480
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$96,387
−HK$2,955/mo
Today · 4.125%
HK$99,342
baseline
▲ 0.50% · 4.625%
HK$105,386
+HK$6,044/mo
Deposit HK$8.78M · loan HK$20.50M · min. income ≈ HK$198,684/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,995
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,784
−HK$2,830/mo
Today · 4.125%
HK$109,614
baseline
▲ 0.50% · 4.625%
HK$115,392
+HK$5,778/mo
Deposit HK$8.78M · loan HK$20.50M · min. income ≈ HK$219,228/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,188
−HK$7,537/mo
▼ 0.25% · 3.875%
HK$123,927
−HK$3,798/mo
Today · 4.125%
HK$127,725
baseline
▲ 0.50% · 4.625%
HK$135,497
+HK$7,772/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$255,450/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,708
−HK$7,224/mo
▼ 0.25% · 3.875%
HK$137,294
−HK$3,638/mo
Today · 4.125%
HK$140,932
baseline
▲ 0.50% · 4.625%
HK$148,361
+HK$7,429/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$281,864/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,499 · Scale 2, in force from 26 Feb 2026)