LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,773
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,850
−HK$2,110/mo
Today · 4.125%
HK$70,960
baseline
▲ 0.50% · 4.625%
HK$75,278
+HK$4,318/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,920/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,284
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,276
−HK$2,021/mo
Today · 4.125%
HK$78,297
baseline
▲ 0.50% · 4.625%
HK$82,424
+HK$4,127/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,594/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,127
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,620
−HK$2,532/mo
Today · 4.125%
HK$85,152
baseline
▲ 0.50% · 4.625%
HK$90,333
+HK$5,181/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$170,304/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,141
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,531
−HK$2,426/mo
Today · 4.125%
HK$93,957
baseline
▲ 0.50% · 4.625%
HK$98,909
+HK$4,952/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$187,914/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,482
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$96,390
−HK$2,954/mo
Today · 4.125%
HK$99,344
baseline
▲ 0.50% · 4.625%
HK$105,389
+HK$6,045/mo
Deposit HK$8.78M · loan HK$20.50M · min. income ≈ HK$198,688/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,997
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,787
−HK$2,829/mo
Today · 4.125%
HK$109,616
baseline
▲ 0.50% · 4.625%
HK$115,394
+HK$5,778/mo
Deposit HK$8.78M · loan HK$20.50M · min. income ≈ HK$219,232/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,191
−HK$7,537/mo
▼ 0.25% · 3.875%
HK$123,929
−HK$3,799/mo
Today · 4.125%
HK$127,728
baseline
▲ 0.50% · 4.625%
HK$135,500
+HK$7,772/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$255,456/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,711
−HK$7,224/mo
▼ 0.25% · 3.875%
HK$137,297
−HK$3,638/mo
Today · 4.125%
HK$140,935
baseline
▲ 0.50% · 4.625%
HK$148,364
+HK$7,429/mo
Deposit HK$2.93M · loan HK$26.35M · min. income ≈ HK$281,870/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,526 · Scale 2, in force from 26 Feb 2026)