LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,775
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,852
−HK$2,110/mo
Today · 4.125%
HK$70,962
baseline
▲ 0.50% · 4.625%
HK$75,280
+HK$4,318/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,924/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,286
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,278
−HK$2,021/mo
Today · 4.125%
HK$78,299
baseline
▲ 0.50% · 4.625%
HK$82,427
+HK$4,128/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,598/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,129
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,622
−HK$2,532/mo
Today · 4.125%
HK$85,154
baseline
▲ 0.50% · 4.625%
HK$90,336
+HK$5,182/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$170,308/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,143
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,534
−HK$2,425/mo
Today · 4.125%
HK$93,959
baseline
▲ 0.50% · 4.625%
HK$98,912
+HK$4,953/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$187,918/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,484
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,392
−HK$2,955/mo
Today · 4.125%
HK$99,347
baseline
▲ 0.50% · 4.625%
HK$105,392
+HK$6,045/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$198,694/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,000
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,790
−HK$2,829/mo
Today · 4.125%
HK$109,619
baseline
▲ 0.50% · 4.625%
HK$115,397
+HK$5,778/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$219,238/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,194
−HK$7,537/mo
▼ 0.25% · 3.875%
HK$123,933
−HK$3,798/mo
Today · 4.125%
HK$127,731
baseline
▲ 0.50% · 4.625%
HK$135,504
+HK$7,773/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$255,462/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,715
−HK$7,224/mo
▼ 0.25% · 3.875%
HK$137,301
−HK$3,638/mo
Today · 4.125%
HK$140,939
baseline
▲ 0.50% · 4.625%
HK$148,368
+HK$7,429/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$281,878/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,561 · Scale 2, in force from 26 Feb 2026)