LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,775
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,852
−HK$2,110/mo
Today · 4.125%
HK$70,962
baseline
▲ 0.50% · 4.625%
HK$75,280
+HK$4,318/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,924/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,287
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,279
−HK$2,021/mo
Today · 4.125%
HK$78,300
baseline
▲ 0.50% · 4.625%
HK$82,427
+HK$4,127/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,600/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,130
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,623
−HK$2,532/mo
Today · 4.125%
HK$85,155
baseline
▲ 0.50% · 4.625%
HK$90,336
+HK$5,181/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$170,310/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,144
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,535
−HK$2,425/mo
Today · 4.125%
HK$93,960
baseline
▲ 0.50% · 4.625%
HK$98,913
+HK$4,953/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$187,920/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,485
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$96,393
−HK$2,954/mo
Today · 4.125%
HK$99,347
baseline
▲ 0.50% · 4.625%
HK$105,393
+HK$6,046/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$198,694/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,001
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,791
−HK$2,829/mo
Today · 4.125%
HK$109,620
baseline
▲ 0.50% · 4.625%
HK$115,398
+HK$5,778/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$219,240/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,195
−HK$7,537/mo
▼ 0.25% · 3.875%
HK$123,934
−HK$3,798/mo
Today · 4.125%
HK$127,732
baseline
▲ 0.50% · 4.625%
HK$135,505
+HK$7,773/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$255,464/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,716
−HK$7,224/mo
▼ 0.25% · 3.875%
HK$137,302
−HK$3,638/mo
Today · 4.125%
HK$140,940
baseline
▲ 0.50% · 4.625%
HK$148,369
+HK$7,429/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$281,880/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,572 · Scale 2, in force from 26 Feb 2026)