LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,778
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,855
−HK$2,111/mo
Today · 4.125%
HK$70,966
baseline
▲ 0.50% · 4.625%
HK$75,284
+HK$4,318/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,932/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,290
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,282
−HK$2,021/mo
Today · 4.125%
HK$78,303
baseline
▲ 0.50% · 4.625%
HK$82,431
+HK$4,128/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,606/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,134
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,626
−HK$2,533/mo
Today · 4.125%
HK$85,159
baseline
▲ 0.50% · 4.625%
HK$90,340
+HK$5,181/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$170,318/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,148
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,539
−HK$2,425/mo
Today · 4.125%
HK$93,964
baseline
▲ 0.50% · 4.625%
HK$98,917
+HK$4,953/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$187,928/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,489
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,397
−HK$2,955/mo
Today · 4.125%
HK$99,352
baseline
▲ 0.50% · 4.625%
HK$105,397
+HK$6,045/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$198,704/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,006
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,795
−HK$2,830/mo
Today · 4.125%
HK$109,625
baseline
▲ 0.50% · 4.625%
HK$115,403
+HK$5,778/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$219,250/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,200
−HK$7,538/mo
▼ 0.25% · 3.875%
HK$123,939
−HK$3,799/mo
Today · 4.125%
HK$127,738
baseline
▲ 0.50% · 4.625%
HK$135,510
+HK$7,772/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$255,476/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,722
−HK$7,224/mo
▼ 0.25% · 3.875%
HK$137,308
−HK$3,638/mo
Today · 4.125%
HK$140,946
baseline
▲ 0.50% · 4.625%
HK$148,376
+HK$7,430/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$281,892/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,625 · Scale 2, in force from 26 Feb 2026)