LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,779
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,856
−HK$2,110/mo
Today · 4.125%
HK$70,966
baseline
▲ 0.50% · 4.625%
HK$75,285
+HK$4,319/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,932/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,291
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$76,283
−HK$2,021/mo
Today · 4.125%
HK$78,304
baseline
▲ 0.50% · 4.625%
HK$82,432
+HK$4,128/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,608/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,135
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,627
−HK$2,533/mo
Today · 4.125%
HK$85,160
baseline
▲ 0.50% · 4.625%
HK$90,341
+HK$5,181/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$170,320/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,149
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,540
−HK$2,425/mo
Today · 4.125%
HK$93,965
baseline
▲ 0.50% · 4.625%
HK$98,918
+HK$4,953/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$187,930/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,490
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,398
−HK$2,955/mo
Today · 4.125%
HK$99,353
baseline
▲ 0.50% · 4.625%
HK$105,398
+HK$6,045/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$198,706/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,007
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,796
−HK$2,830/mo
Today · 4.125%
HK$109,626
baseline
▲ 0.50% · 4.625%
HK$115,405
+HK$5,779/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$219,252/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,202
−HK$7,537/mo
▼ 0.25% · 3.875%
HK$123,941
−HK$3,798/mo
Today · 4.125%
HK$127,739
baseline
▲ 0.50% · 4.625%
HK$135,512
+HK$7,773/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$255,478/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,723
−HK$7,225/mo
▼ 0.25% · 3.875%
HK$137,310
−HK$3,638/mo
Today · 4.125%
HK$140,948
baseline
▲ 0.50% · 4.625%
HK$148,377
+HK$7,429/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$281,896/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,640 · Scale 2, in force from 26 Feb 2026)