LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,780
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,857
−HK$2,110/mo
Today · 4.125%
HK$70,967
baseline
▲ 0.50% · 4.625%
HK$75,286
+HK$4,319/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,934/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,292
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,284
−HK$2,022/mo
Today · 4.125%
HK$78,306
baseline
▲ 0.50% · 4.625%
HK$82,433
+HK$4,127/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,612/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,136
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,628
−HK$2,533/mo
Today · 4.125%
HK$85,161
baseline
▲ 0.50% · 4.625%
HK$90,343
+HK$5,182/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$170,322/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,150
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$91,541
−HK$2,426/mo
Today · 4.125%
HK$93,967
baseline
▲ 0.50% · 4.625%
HK$98,920
+HK$4,953/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$187,934/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,492
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$96,400
−HK$2,954/mo
Today · 4.125%
HK$99,354
baseline
▲ 0.50% · 4.625%
HK$105,400
+HK$6,046/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$198,708/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,009
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,798
−HK$2,830/mo
Today · 4.125%
HK$109,628
baseline
▲ 0.50% · 4.625%
HK$115,406
+HK$5,778/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$219,256/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,204
−HK$7,537/mo
▼ 0.25% · 3.875%
HK$123,943
−HK$3,798/mo
Today · 4.125%
HK$127,741
baseline
▲ 0.50% · 4.625%
HK$135,514
+HK$7,773/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$255,482/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,725
−HK$7,225/mo
▼ 0.25% · 3.875%
HK$137,312
−HK$3,638/mo
Today · 4.125%
HK$140,950
baseline
▲ 0.50% · 4.625%
HK$148,380
+HK$7,430/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$281,900/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,659 · Scale 2, in force from 26 Feb 2026)