LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,782
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$68,859
−HK$2,110/mo
Today · 4.125%
HK$70,969
baseline
▲ 0.50% · 4.625%
HK$75,288
+HK$4,319/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,938/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,294
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,286
−HK$2,022/mo
Today · 4.125%
HK$78,308
baseline
▲ 0.50% · 4.625%
HK$82,435
+HK$4,127/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,616/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,138
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,631
−HK$2,532/mo
Today · 4.125%
HK$85,163
baseline
▲ 0.50% · 4.625%
HK$90,345
+HK$5,182/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$170,326/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,153
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,544
−HK$2,425/mo
Today · 4.125%
HK$93,969
baseline
▲ 0.50% · 4.625%
HK$98,923
+HK$4,954/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$187,938/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,494
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,402
−HK$2,955/mo
Today · 4.125%
HK$99,357
baseline
▲ 0.50% · 4.625%
HK$105,403
+HK$6,046/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$198,714/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,011
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$106,801
−HK$2,830/mo
Today · 4.125%
HK$109,631
baseline
▲ 0.50% · 4.625%
HK$115,410
+HK$5,779/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$219,262/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,207
−HK$7,538/mo
▼ 0.25% · 3.875%
HK$123,946
−HK$3,799/mo
Today · 4.125%
HK$127,745
baseline
▲ 0.50% · 4.625%
HK$135,518
+HK$7,773/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$255,490/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,729
−HK$7,225/mo
▼ 0.25% · 3.875%
HK$137,316
−HK$3,638/mo
Today · 4.125%
HK$140,954
baseline
▲ 0.50% · 4.625%
HK$148,384
+HK$7,430/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$281,908/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,693 · Scale 2, in force from 26 Feb 2026)