LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,783
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,860
−HK$2,111/mo
Today · 4.125%
HK$70,971
baseline
▲ 0.50% · 4.625%
HK$75,289
+HK$4,318/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,942/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,295
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,288
−HK$2,021/mo
Today · 4.125%
HK$78,309
baseline
▲ 0.50% · 4.625%
HK$82,437
+HK$4,128/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,618/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,139
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$82,632
−HK$2,533/mo
Today · 4.125%
HK$85,165
baseline
▲ 0.50% · 4.625%
HK$90,347
+HK$5,182/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$170,330/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,154
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$91,545
−HK$2,426/mo
Today · 4.125%
HK$93,971
baseline
▲ 0.50% · 4.625%
HK$98,924
+HK$4,953/mo
Deposit HK$11.71M · loan HK$17.57M · min. income ≈ HK$187,942/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,496
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,404
−HK$2,955/mo
Today · 4.125%
HK$99,359
baseline
▲ 0.50% · 4.625%
HK$105,405
+HK$6,046/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$198,718/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,013
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$106,803
−HK$2,830/mo
Today · 4.125%
HK$109,633
baseline
▲ 0.50% · 4.625%
HK$115,412
+HK$5,779/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$219,266/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,209
−HK$7,538/mo
▼ 0.25% · 3.875%
HK$123,948
−HK$3,799/mo
Today · 4.125%
HK$127,747
baseline
▲ 0.50% · 4.625%
HK$135,520
+HK$7,773/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$255,494/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,731
−HK$7,225/mo
▼ 0.25% · 3.875%
HK$137,318
−HK$3,638/mo
Today · 4.125%
HK$140,956
baseline
▲ 0.50% · 4.625%
HK$148,386
+HK$7,430/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$281,912/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,714 · Scale 2, in force from 26 Feb 2026)