LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,785
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,862
−HK$2,111/mo
Today · 4.125%
HK$70,973
baseline
▲ 0.50% · 4.625%
HK$75,291
+HK$4,318/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,946/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,298
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,290
−HK$2,022/mo
Today · 4.125%
HK$78,312
baseline
▲ 0.50% · 4.625%
HK$82,440
+HK$4,128/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,624/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,142
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$82,635
−HK$2,533/mo
Today · 4.125%
HK$85,168
baseline
▲ 0.50% · 4.625%
HK$90,350
+HK$5,182/mo
Deposit HK$11.72M · loan HK$17.57M · min. income ≈ HK$170,336/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,157
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$91,548
−HK$2,426/mo
Today · 4.125%
HK$93,974
baseline
▲ 0.50% · 4.625%
HK$98,927
+HK$4,953/mo
Deposit HK$11.72M · loan HK$17.57M · min. income ≈ HK$187,948/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,499
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,407
−HK$2,955/mo
Today · 4.125%
HK$99,362
baseline
▲ 0.50% · 4.625%
HK$105,408
+HK$6,046/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$198,724/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,017
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,806
−HK$2,830/mo
Today · 4.125%
HK$109,636
baseline
▲ 0.50% · 4.625%
HK$115,415
+HK$5,779/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$219,272/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,213
−HK$7,538/mo
▼ 0.25% · 3.875%
HK$123,952
−HK$3,799/mo
Today · 4.125%
HK$127,751
baseline
▲ 0.50% · 4.625%
HK$135,525
+HK$7,774/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$255,502/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,736
−HK$7,225/mo
▼ 0.25% · 3.875%
HK$137,322
−HK$3,639/mo
Today · 4.125%
HK$140,961
baseline
▲ 0.50% · 4.625%
HK$148,391
+HK$7,430/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$281,922/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,755 · Scale 2, in force from 26 Feb 2026)