LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,787
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,865
−HK$2,110/mo
Today · 4.125%
HK$70,975
baseline
▲ 0.50% · 4.625%
HK$75,294
+HK$4,319/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$141,950/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,300
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$76,293
−HK$2,021/mo
Today · 4.125%
HK$78,314
baseline
▲ 0.50% · 4.625%
HK$82,442
+HK$4,128/mo
Deposit HK$14.64M · loan HK$14.64M · min. income ≈ HK$156,628/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,145
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,638
−HK$2,532/mo
Today · 4.125%
HK$85,170
baseline
▲ 0.50% · 4.625%
HK$90,353
+HK$5,183/mo
Deposit HK$11.72M · loan HK$17.57M · min. income ≈ HK$170,340/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,160
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$91,551
−HK$2,426/mo
Today · 4.125%
HK$93,977
baseline
▲ 0.50% · 4.625%
HK$98,931
+HK$4,954/mo
Deposit HK$11.72M · loan HK$17.57M · min. income ≈ HK$187,954/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,502
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,411
−HK$2,954/mo
Today · 4.125%
HK$99,365
baseline
▲ 0.50% · 4.625%
HK$105,412
+HK$6,047/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$198,730/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,020
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$106,810
−HK$2,830/mo
Today · 4.125%
HK$109,640
baseline
▲ 0.50% · 4.625%
HK$115,419
+HK$5,779/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$219,280/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,217
−HK$7,539/mo
▼ 0.25% · 3.875%
HK$123,956
−HK$3,800/mo
Today · 4.125%
HK$127,756
baseline
▲ 0.50% · 4.625%
HK$135,529
+HK$7,773/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$255,512/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,740
−HK$7,226/mo
▼ 0.25% · 3.875%
HK$137,327
−HK$3,639/mo
Today · 4.125%
HK$140,966
baseline
▲ 0.50% · 4.625%
HK$148,396
+HK$7,430/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$281,932/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,797 · Scale 2, in force from 26 Feb 2026)