LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,789
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$68,867
−HK$2,111/mo
Today · 4.125%
HK$70,978
baseline
▲ 0.50% · 4.625%
HK$75,296
+HK$4,318/mo
Deposit HK$14.65M · loan HK$14.65M · min. income ≈ HK$141,956/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,302
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$76,295
−HK$2,022/mo
Today · 4.125%
HK$78,317
baseline
▲ 0.50% · 4.625%
HK$82,445
+HK$4,128/mo
Deposit HK$14.65M · loan HK$14.65M · min. income ≈ HK$156,634/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,147
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$82,640
−HK$2,533/mo
Today · 4.125%
HK$85,173
baseline
▲ 0.50% · 4.625%
HK$90,356
+HK$5,183/mo
Deposit HK$11.72M · loan HK$17.57M · min. income ≈ HK$170,346/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,163
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$91,554
−HK$2,426/mo
Today · 4.125%
HK$93,980
baseline
▲ 0.50% · 4.625%
HK$98,934
+HK$4,954/mo
Deposit HK$11.72M · loan HK$17.57M · min. income ≈ HK$187,960/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,505
−HK$5,864/mo
▼ 0.25% · 3.875%
HK$96,414
−HK$2,955/mo
Today · 4.125%
HK$99,369
baseline
▲ 0.50% · 4.625%
HK$105,415
+HK$6,046/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$198,738/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,023
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$106,813
−HK$2,831/mo
Today · 4.125%
HK$109,644
baseline
▲ 0.50% · 4.625%
HK$115,423
+HK$5,779/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$219,288/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,221
−HK$7,539/mo
▼ 0.25% · 3.875%
HK$123,960
−HK$3,800/mo
Today · 4.125%
HK$127,760
baseline
▲ 0.50% · 4.625%
HK$135,534
+HK$7,774/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$255,520/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,744
−HK$7,226/mo
▼ 0.25% · 3.875%
HK$137,331
−HK$3,639/mo
Today · 4.125%
HK$140,970
baseline
▲ 0.50% · 4.625%
HK$148,401
+HK$7,431/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$281,940/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,838 · Scale 2, in force from 26 Feb 2026)