LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,795
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$68,872
−HK$2,111/mo
Today · 4.125%
HK$70,983
baseline
▲ 0.50% · 4.625%
HK$75,302
+HK$4,319/mo
Deposit HK$14.65M · loan HK$14.65M · min. income ≈ HK$141,966/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,308
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$76,301
−HK$2,022/mo
Today · 4.125%
HK$78,323
baseline
▲ 0.50% · 4.625%
HK$82,451
+HK$4,128/mo
Deposit HK$14.65M · loan HK$14.65M · min. income ≈ HK$156,646/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,244,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,154
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$82,647
−HK$2,533/mo
Today · 4.125%
HK$85,180
baseline
▲ 0.50% · 4.625%
HK$90,363
+HK$5,183/mo
Deposit HK$11.72M · loan HK$17.58M · min. income ≈ HK$170,360/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,170
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,561
−HK$2,427/mo
Today · 4.125%
HK$93,988
baseline
▲ 0.50% · 4.625%
HK$98,942
+HK$4,954/mo
Deposit HK$11.72M · loan HK$17.58M · min. income ≈ HK$187,976/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,244,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,512
−HK$5,864/mo
▼ 0.25% · 3.875%
HK$96,421
−HK$2,955/mo
Today · 4.125%
HK$99,376
baseline
▲ 0.50% · 4.625%
HK$105,423
+HK$6,047/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$198,752/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,032
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$106,822
−HK$2,830/mo
Today · 4.125%
HK$109,652
baseline
▲ 0.50% · 4.625%
HK$115,432
+HK$5,780/mo
Deposit HK$8.79M · loan HK$20.50M · min. income ≈ HK$219,304/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,244,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,230
−HK$7,540/mo
▼ 0.25% · 3.875%
HK$123,970
−HK$3,800/mo
Today · 4.125%
HK$127,770
baseline
▲ 0.50% · 4.625%
HK$135,544
+HK$7,774/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$255,540/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,755
−HK$7,226/mo
▼ 0.25% · 3.875%
HK$137,342
−HK$3,639/mo
Today · 4.125%
HK$140,981
baseline
▲ 0.50% · 4.625%
HK$148,413
+HK$7,432/mo
Deposit HK$2.93M · loan HK$26.36M · min. income ≈ HK$281,962/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,244,935 · Scale 2, in force from 26 Feb 2026)