LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,806
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$68,884
−HK$2,111/mo
Today · 4.125%
HK$70,995
baseline
▲ 0.50% · 4.625%
HK$75,315
+HK$4,320/mo
Deposit HK$14.65M · loan HK$14.65M · min. income ≈ HK$141,990/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,245,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,321
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$76,314
−HK$2,022/mo
Today · 4.125%
HK$78,336
baseline
▲ 0.50% · 4.625%
HK$82,466
+HK$4,130/mo
Deposit HK$14.65M · loan HK$14.65M · min. income ≈ HK$156,672/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,245,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,167
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,661
−HK$2,533/mo
Today · 4.125%
HK$85,194
baseline
▲ 0.50% · 4.625%
HK$90,378
+HK$5,184/mo
Deposit HK$11.72M · loan HK$17.58M · min. income ≈ HK$170,388/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,245,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,185
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$91,577
−HK$2,427/mo
Today · 4.125%
HK$94,004
baseline
▲ 0.50% · 4.625%
HK$98,959
+HK$4,955/mo
Deposit HK$11.72M · loan HK$17.58M · min. income ≈ HK$188,008/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,245,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,529
−HK$5,865/mo
▼ 0.25% · 3.875%
HK$96,438
−HK$2,956/mo
Today · 4.125%
HK$99,394
baseline
▲ 0.50% · 4.625%
HK$105,441
+HK$6,047/mo
Deposit HK$8.79M · loan HK$20.51M · min. income ≈ HK$198,788/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,245,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,050
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$106,840
−HK$2,831/mo
Today · 4.125%
HK$109,671
baseline
▲ 0.50% · 4.625%
HK$115,452
+HK$5,781/mo
Deposit HK$8.79M · loan HK$20.51M · min. income ≈ HK$219,342/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,245,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,251
−HK$7,541/mo
▼ 0.25% · 3.875%
HK$123,991
−HK$3,801/mo
Today · 4.125%
HK$127,792
baseline
▲ 0.50% · 4.625%
HK$135,568
+HK$7,776/mo
Deposit HK$2.93M · loan HK$26.37M · min. income ≈ HK$255,584/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,245,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,778
−HK$7,228/mo
▼ 0.25% · 3.875%
HK$137,366
−HK$3,640/mo
Today · 4.125%
HK$141,006
baseline
▲ 0.50% · 4.625%
HK$148,438
+HK$7,432/mo
Deposit HK$2.93M · loan HK$26.37M · min. income ≈ HK$282,012/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,245,149 · Scale 2, in force from 26 Feb 2026)