LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,807
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$68,885
−HK$2,111/mo
Today · 4.125%
HK$70,996
baseline
▲ 0.50% · 4.625%
HK$75,316
+HK$4,320/mo
Deposit HK$14.65M · loan HK$14.65M · min. income ≈ HK$141,992/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,245,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,322
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$76,315
−HK$2,022/mo
Today · 4.125%
HK$78,337
baseline
▲ 0.50% · 4.625%
HK$82,466
+HK$4,129/mo
Deposit HK$14.65M · loan HK$14.65M · min. income ≈ HK$156,674/mo (50% DSR)
Upfront cash ≈ HK$15.89M (deposit + AVD stamp duty HK$1,245,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,168
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,662
−HK$2,533/mo
Today · 4.125%
HK$85,195
baseline
▲ 0.50% · 4.625%
HK$90,379
+HK$5,184/mo
Deposit HK$11.72M · loan HK$17.58M · min. income ≈ HK$170,390/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,245,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,186
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$91,578
−HK$2,427/mo
Today · 4.125%
HK$94,005
baseline
▲ 0.50% · 4.625%
HK$98,960
+HK$4,955/mo
Deposit HK$11.72M · loan HK$17.58M · min. income ≈ HK$188,010/mo (50% DSR)
Upfront cash ≈ HK$12.96M (deposit + AVD stamp duty HK$1,245,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,529
−HK$5,865/mo
▼ 0.25% · 3.875%
HK$96,439
−HK$2,955/mo
Today · 4.125%
HK$99,394
baseline
▲ 0.50% · 4.625%
HK$105,442
+HK$6,048/mo
Deposit HK$8.79M · loan HK$20.51M · min. income ≈ HK$198,788/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,245,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,050
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$106,841
−HK$2,831/mo
Today · 4.125%
HK$109,672
baseline
▲ 0.50% · 4.625%
HK$115,453
+HK$5,781/mo
Deposit HK$8.79M · loan HK$20.51M · min. income ≈ HK$219,344/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$1,245,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,252
−HK$7,541/mo
▼ 0.25% · 3.875%
HK$123,993
−HK$3,800/mo
Today · 4.125%
HK$127,793
baseline
▲ 0.50% · 4.625%
HK$135,569
+HK$7,776/mo
Deposit HK$2.93M · loan HK$26.37M · min. income ≈ HK$255,586/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,245,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,779
−HK$7,228/mo
▼ 0.25% · 3.875%
HK$137,367
−HK$3,640/mo
Today · 4.125%
HK$141,007
baseline
▲ 0.50% · 4.625%
HK$148,440
+HK$7,433/mo
Deposit HK$2.93M · loan HK$26.37M · min. income ≈ HK$282,014/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,245,161 · Scale 2, in force from 26 Feb 2026)