LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,814
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,892
−HK$2,112/mo
Today · 4.125%
HK$71,004
baseline
▲ 0.50% · 4.625%
HK$75,324
+HK$4,320/mo
Deposit HK$14.65M · loan HK$14.65M · min. income ≈ HK$142,008/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,245,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,330
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,323
−HK$2,023/mo
Today · 4.125%
HK$78,346
baseline
▲ 0.50% · 4.625%
HK$82,475
+HK$4,129/mo
Deposit HK$14.65M · loan HK$14.65M · min. income ≈ HK$156,692/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,245,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,177
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$82,671
−HK$2,534/mo
Today · 4.125%
HK$85,205
baseline
▲ 0.50% · 4.625%
HK$90,389
+HK$5,184/mo
Deposit HK$11.72M · loan HK$17.58M · min. income ≈ HK$170,410/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,245,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,196
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$91,588
−HK$2,427/mo
Today · 4.125%
HK$94,015
baseline
▲ 0.50% · 4.625%
HK$98,971
+HK$4,956/mo
Deposit HK$11.72M · loan HK$17.58M · min. income ≈ HK$188,030/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,245,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,540
−HK$5,865/mo
▼ 0.25% · 3.875%
HK$96,449
−HK$2,956/mo
Today · 4.125%
HK$99,405
baseline
▲ 0.50% · 4.625%
HK$105,454
+HK$6,049/mo
Deposit HK$8.79M · loan HK$20.51M · min. income ≈ HK$198,810/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,245,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,062
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$106,853
−HK$2,831/mo
Today · 4.125%
HK$109,684
baseline
▲ 0.50% · 4.625%
HK$115,466
+HK$5,782/mo
Deposit HK$8.79M · loan HK$20.51M · min. income ≈ HK$219,368/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,245,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,265
−HK$7,542/mo
▼ 0.25% · 3.875%
HK$124,006
−HK$3,801/mo
Today · 4.125%
HK$127,807
baseline
▲ 0.50% · 4.625%
HK$135,584
+HK$7,777/mo
Deposit HK$2.93M · loan HK$26.37M · min. income ≈ HK$255,614/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,245,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,794
−HK$7,228/mo
▼ 0.25% · 3.875%
HK$137,382
−HK$3,640/mo
Today · 4.125%
HK$141,022
baseline
▲ 0.50% · 4.625%
HK$148,456
+HK$7,434/mo
Deposit HK$2.93M · loan HK$26.37M · min. income ≈ HK$282,044/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,245,297 · Scale 2, in force from 26 Feb 2026)