LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,816
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,894
−HK$2,112/mo
Today · 4.125%
HK$71,006
baseline
▲ 0.50% · 4.625%
HK$75,326
+HK$4,320/mo
Deposit HK$14.65M · loan HK$14.65M · min. income ≈ HK$142,012/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,245,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,332
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,326
−HK$2,022/mo
Today · 4.125%
HK$78,348
baseline
▲ 0.50% · 4.625%
HK$82,478
+HK$4,130/mo
Deposit HK$14.65M · loan HK$14.65M · min. income ≈ HK$156,696/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,245,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,179
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$82,673
−HK$2,534/mo
Today · 4.125%
HK$85,207
baseline
▲ 0.50% · 4.625%
HK$90,392
+HK$5,185/mo
Deposit HK$11.72M · loan HK$17.58M · min. income ≈ HK$170,414/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,245,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,199
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$91,591
−HK$2,427/mo
Today · 4.125%
HK$94,018
baseline
▲ 0.50% · 4.625%
HK$98,973
+HK$4,955/mo
Deposit HK$11.72M · loan HK$17.58M · min. income ≈ HK$188,036/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,245,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,542
−HK$5,866/mo
▼ 0.25% · 3.875%
HK$96,452
−HK$2,956/mo
Today · 4.125%
HK$99,408
baseline
▲ 0.50% · 4.625%
HK$105,457
+HK$6,049/mo
Deposit HK$8.79M · loan HK$20.51M · min. income ≈ HK$198,816/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,245,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,065
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$106,856
−HK$2,831/mo
Today · 4.125%
HK$109,687
baseline
▲ 0.50% · 4.625%
HK$115,469
+HK$5,782/mo
Deposit HK$8.79M · loan HK$20.51M · min. income ≈ HK$219,374/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,245,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,269
−HK$7,542/mo
▼ 0.25% · 3.875%
HK$124,010
−HK$3,801/mo
Today · 4.125%
HK$127,811
baseline
▲ 0.50% · 4.625%
HK$135,588
+HK$7,777/mo
Deposit HK$2.93M · loan HK$26.37M · min. income ≈ HK$255,622/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,245,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,798
−HK$7,228/mo
▼ 0.25% · 3.875%
HK$137,386
−HK$3,640/mo
Today · 4.125%
HK$141,026
baseline
▲ 0.50% · 4.625%
HK$148,460
+HK$7,434/mo
Deposit HK$2.93M · loan HK$26.37M · min. income ≈ HK$282,052/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,245,334 · Scale 2, in force from 26 Feb 2026)