LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,822
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$68,901
−HK$2,112/mo
Today · 4.125%
HK$71,013
baseline
▲ 0.50% · 4.625%
HK$75,334
+HK$4,321/mo
Deposit HK$14.65M · loan HK$14.65M · min. income ≈ HK$142,026/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,245,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,339
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$76,333
−HK$2,023/mo
Today · 4.125%
HK$78,356
baseline
▲ 0.50% · 4.625%
HK$82,486
+HK$4,130/mo
Deposit HK$14.65M · loan HK$14.65M · min. income ≈ HK$156,712/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,245,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,187
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$82,681
−HK$2,534/mo
Today · 4.125%
HK$85,215
baseline
▲ 0.50% · 4.625%
HK$90,400
+HK$5,185/mo
Deposit HK$11.72M · loan HK$17.58M · min. income ≈ HK$170,430/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,245,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,207
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$91,600
−HK$2,427/mo
Today · 4.125%
HK$94,027
baseline
▲ 0.50% · 4.625%
HK$98,983
+HK$4,956/mo
Deposit HK$11.72M · loan HK$17.58M · min. income ≈ HK$188,054/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,245,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,551
−HK$5,867/mo
▼ 0.25% · 3.875%
HK$96,461
−HK$2,957/mo
Today · 4.125%
HK$99,418
baseline
▲ 0.50% · 4.625%
HK$105,467
+HK$6,049/mo
Deposit HK$8.79M · loan HK$20.51M · min. income ≈ HK$198,836/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,245,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,075
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$106,866
−HK$2,832/mo
Today · 4.125%
HK$109,698
baseline
▲ 0.50% · 4.625%
HK$115,480
+HK$5,782/mo
Deposit HK$8.79M · loan HK$20.51M · min. income ≈ HK$219,396/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,245,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,280
−HK$7,543/mo
▼ 0.25% · 3.875%
HK$124,022
−HK$3,801/mo
Today · 4.125%
HK$127,823
baseline
▲ 0.50% · 4.625%
HK$135,601
+HK$7,778/mo
Deposit HK$2.93M · loan HK$26.37M · min. income ≈ HK$255,646/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,245,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,811
−HK$7,229/mo
▼ 0.25% · 3.875%
HK$137,399
−HK$3,641/mo
Today · 4.125%
HK$141,040
baseline
▲ 0.50% · 4.625%
HK$148,474
+HK$7,434/mo
Deposit HK$2.93M · loan HK$26.37M · min. income ≈ HK$282,080/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,245,453 · Scale 2, in force from 26 Feb 2026)