LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,841
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,920
−HK$2,113/mo
Today · 4.125%
HK$71,033
baseline
▲ 0.50% · 4.625%
HK$75,355
+HK$4,322/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$142,066/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,245,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,360
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,354
−HK$2,024/mo
Today · 4.125%
HK$78,378
baseline
▲ 0.50% · 4.625%
HK$82,509
+HK$4,131/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$156,756/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,245,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,209
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$82,704
−HK$2,535/mo
Today · 4.125%
HK$85,239
baseline
▲ 0.50% · 4.625%
HK$90,426
+HK$5,187/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$170,478/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,245,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,232
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$91,625
−HK$2,428/mo
Today · 4.125%
HK$94,053
baseline
▲ 0.50% · 4.625%
HK$99,011
+HK$4,958/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$188,106/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,245,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,578
−HK$5,868/mo
▼ 0.25% · 3.875%
HK$96,488
−HK$2,958/mo
Today · 4.125%
HK$99,446
baseline
▲ 0.50% · 4.625%
HK$105,497
+HK$6,051/mo
Deposit HK$8.79M · loan HK$20.52M · min. income ≈ HK$198,892/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,245,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,104
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$106,896
−HK$2,833/mo
Today · 4.125%
HK$109,729
baseline
▲ 0.50% · 4.625%
HK$115,512
+HK$5,783/mo
Deposit HK$8.79M · loan HK$20.52M · min. income ≈ HK$219,458/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,245,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,314
−HK$7,545/mo
▼ 0.25% · 3.875%
HK$124,056
−HK$3,803/mo
Today · 4.125%
HK$127,859
baseline
▲ 0.50% · 4.625%
HK$135,639
+HK$7,780/mo
Deposit HK$2.93M · loan HK$26.38M · min. income ≈ HK$255,718/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,245,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,848
−HK$7,232/mo
▼ 0.25% · 3.875%
HK$137,438
−HK$3,642/mo
Today · 4.125%
HK$141,080
baseline
▲ 0.50% · 4.625%
HK$148,516
+HK$7,436/mo
Deposit HK$2.93M · loan HK$26.38M · min. income ≈ HK$282,160/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,245,802 · Scale 2, in force from 26 Feb 2026)