LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,845
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,924
−HK$2,113/mo
Today · 4.125%
HK$71,037
baseline
▲ 0.50% · 4.625%
HK$75,359
+HK$4,322/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$142,074/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,245,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,364
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,359
−HK$2,023/mo
Today · 4.125%
HK$78,382
baseline
▲ 0.50% · 4.625%
HK$82,514
+HK$4,132/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$156,764/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,245,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,214
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$82,709
−HK$2,535/mo
Today · 4.125%
HK$85,244
baseline
▲ 0.50% · 4.625%
HK$90,431
+HK$5,187/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$170,488/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,245,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,237
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$91,631
−HK$2,427/mo
Today · 4.125%
HK$94,058
baseline
▲ 0.50% · 4.625%
HK$99,016
+HK$4,958/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$188,116/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,245,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,583
−HK$5,868/mo
▼ 0.25% · 3.875%
HK$96,494
−HK$2,957/mo
Today · 4.125%
HK$99,451
baseline
▲ 0.50% · 4.625%
HK$105,503
+HK$6,052/mo
Deposit HK$8.79M · loan HK$20.52M · min. income ≈ HK$198,902/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,245,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,110
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$106,902
−HK$2,833/mo
Today · 4.125%
HK$109,735
baseline
▲ 0.50% · 4.625%
HK$115,519
+HK$5,784/mo
Deposit HK$8.79M · loan HK$20.52M · min. income ≈ HK$219,470/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,245,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,321
−HK$7,545/mo
▼ 0.25% · 3.875%
HK$124,064
−HK$3,802/mo
Today · 4.125%
HK$127,866
baseline
▲ 0.50% · 4.625%
HK$135,647
+HK$7,781/mo
Deposit HK$2.93M · loan HK$26.38M · min. income ≈ HK$255,732/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,245,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,856
−HK$7,232/mo
▼ 0.25% · 3.875%
HK$137,446
−HK$3,642/mo
Today · 4.125%
HK$141,088
baseline
▲ 0.50% · 4.625%
HK$148,525
+HK$7,437/mo
Deposit HK$2.93M · loan HK$26.38M · min. income ≈ HK$282,176/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,245,875 · Scale 2, in force from 26 Feb 2026)