LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,849
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,929
−HK$2,113/mo
Today · 4.125%
HK$71,042
baseline
▲ 0.50% · 4.625%
HK$75,364
+HK$4,322/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$142,084/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,245,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,369
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,364
−HK$2,023/mo
Today · 4.125%
HK$78,387
baseline
▲ 0.50% · 4.625%
HK$82,519
+HK$4,132/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$156,774/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,245,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,219
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$82,715
−HK$2,535/mo
Today · 4.125%
HK$85,250
baseline
▲ 0.50% · 4.625%
HK$90,437
+HK$5,187/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$170,500/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,245,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,243
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$91,637
−HK$2,428/mo
Today · 4.125%
HK$94,065
baseline
▲ 0.50% · 4.625%
HK$99,023
+HK$4,958/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$188,130/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,245,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,589
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$96,500
−HK$2,958/mo
Today · 4.125%
HK$99,458
baseline
▲ 0.50% · 4.625%
HK$105,510
+HK$6,052/mo
Deposit HK$8.79M · loan HK$20.52M · min. income ≈ HK$198,916/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,245,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,117
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$106,910
−HK$2,832/mo
Today · 4.125%
HK$109,742
baseline
▲ 0.50% · 4.625%
HK$115,527
+HK$5,785/mo
Deposit HK$8.79M · loan HK$20.52M · min. income ≈ HK$219,484/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,245,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,329
−HK$7,546/mo
▼ 0.25% · 3.875%
HK$124,072
−HK$3,803/mo
Today · 4.125%
HK$127,875
baseline
▲ 0.50% · 4.625%
HK$135,656
+HK$7,781/mo
Deposit HK$2.93M · loan HK$26.38M · min. income ≈ HK$255,750/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,245,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,865
−HK$7,232/mo
▼ 0.25% · 3.875%
HK$137,455
−HK$3,642/mo
Today · 4.125%
HK$141,097
baseline
▲ 0.50% · 4.625%
HK$148,535
+HK$7,438/mo
Deposit HK$2.93M · loan HK$26.38M · min. income ≈ HK$282,194/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,245,958 · Scale 2, in force from 26 Feb 2026)