LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,851
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,931
−HK$2,113/mo
Today · 4.125%
HK$71,044
baseline
▲ 0.50% · 4.625%
HK$75,367
+HK$4,323/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$142,088/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,245,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,372
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,366
−HK$2,024/mo
Today · 4.125%
HK$78,390
baseline
▲ 0.50% · 4.625%
HK$82,522
+HK$4,132/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$156,780/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,245,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,222
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$82,717
−HK$2,535/mo
Today · 4.125%
HK$85,252
baseline
▲ 0.50% · 4.625%
HK$90,440
+HK$5,188/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$170,504/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,245,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,246
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$91,639
−HK$2,429/mo
Today · 4.125%
HK$94,068
baseline
▲ 0.50% · 4.625%
HK$99,026
+HK$4,958/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$188,136/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,245,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,592
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$96,503
−HK$2,958/mo
Today · 4.125%
HK$99,461
baseline
▲ 0.50% · 4.625%
HK$105,513
+HK$6,052/mo
Deposit HK$8.80M · loan HK$20.52M · min. income ≈ HK$198,922/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,245,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,120
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$106,913
−HK$2,833/mo
Today · 4.125%
HK$109,746
baseline
▲ 0.50% · 4.625%
HK$115,530
+HK$5,784/mo
Deposit HK$8.80M · loan HK$20.52M · min. income ≈ HK$219,492/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,245,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,333
−HK$7,546/mo
▼ 0.25% · 3.875%
HK$124,076
−HK$3,803/mo
Today · 4.125%
HK$127,879
baseline
▲ 0.50% · 4.625%
HK$135,660
+HK$7,781/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$255,758/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,245,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,869
−HK$7,232/mo
▼ 0.25% · 3.875%
HK$137,459
−HK$3,642/mo
Today · 4.125%
HK$141,101
baseline
▲ 0.50% · 4.625%
HK$148,539
+HK$7,438/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$282,202/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,245,995 · Scale 2, in force from 26 Feb 2026)