LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,852
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,932
−HK$2,113/mo
Today · 4.125%
HK$71,045
baseline
▲ 0.50% · 4.625%
HK$75,367
+HK$4,322/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$142,090/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,246,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,373
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,367
−HK$2,024/mo
Today · 4.125%
HK$78,391
baseline
▲ 0.50% · 4.625%
HK$82,523
+HK$4,132/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$156,782/mo (50% DSR)
Upfront cash ≈ HK$15.90M (deposit + AVD stamp duty HK$1,246,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,223
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$82,718
−HK$2,536/mo
Today · 4.125%
HK$85,254
baseline
▲ 0.50% · 4.625%
HK$90,441
+HK$5,187/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$170,508/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,246,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,247
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$91,641
−HK$2,428/mo
Today · 4.125%
HK$94,069
baseline
▲ 0.50% · 4.625%
HK$99,027
+HK$4,958/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$188,138/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,246,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,593
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$96,505
−HK$2,957/mo
Today · 4.125%
HK$99,462
baseline
▲ 0.50% · 4.625%
HK$105,514
+HK$6,052/mo
Deposit HK$8.80M · loan HK$20.52M · min. income ≈ HK$198,924/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,246,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,122
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$106,914
−HK$2,833/mo
Today · 4.125%
HK$109,747
baseline
▲ 0.50% · 4.625%
HK$115,532
+HK$5,785/mo
Deposit HK$8.80M · loan HK$20.52M · min. income ≈ HK$219,494/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,246,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,334
−HK$7,546/mo
▼ 0.25% · 3.875%
HK$124,077
−HK$3,803/mo
Today · 4.125%
HK$127,880
baseline
▲ 0.50% · 4.625%
HK$135,661
+HK$7,781/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$255,760/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,871
−HK$7,232/mo
▼ 0.25% · 3.875%
HK$137,461
−HK$3,642/mo
Today · 4.125%
HK$141,103
baseline
▲ 0.50% · 4.625%
HK$148,541
+HK$7,438/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$282,206/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,012 · Scale 2, in force from 26 Feb 2026)